Living in Dubai as an expat: A complete guide
Read our guide to living in Dubai as an expat, covering cost of living, job opportunities, healthcare and more.
Every year, hundreds of UK citizens invest in off-plan properties in Dubai. While you may find Dubai’s tax-free property market appealing, investing in an unfamiliar market can be challenging.
However, researching developers carefully and comparing your options can help you find the best developer in Dubai for your project and secure your investment.
In this guide, we provide an overview of some of the best property developers in Dubai. We also cover factors to consider when choosing a property developer for your project and how to save on international transfer costs when paying for property overseas.
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The property market in Dubai has remained strong in recent years, driven by steady population growth, rising business activity, and infrastructure development. Over the past 12 months, property transfer volume increased by 2.51%, while overall property transaction volume increased by 9.59%¹.
Dubai’s tax-free environment, high rental yields, and Golden Visa opportunity continue to attract foreign investment from the UK, China, and India.
Residential properties remain the most popular, with 200,000 sales transactions recorded in 2025 and total sales exceeding AED 541.5 billion.² Off-plan properties account for over 60% of these transactions, indicating strong demand for newly developed projects.²
One-bedroom homes and apartments make up a large share of property listings, accounting for 44.8% and 56.1% of properties currently on the market.¹
Dubai’s property market performance varies across segments. Villas and low-density areas perform better because they are limited in supply, and there’s a general shift towards lifestyle-focused properties.
International buyers prefer luxury homes in Downtown Dubai, Palm Jumeirah, and Dubai Creek Harbour.²
As demand for Dubai properties grows, developers play an important role in influencing construction quality, availability of amenities, and long-term value of your investment.
When looking for the best property developer in Dubai for your project, look for developers with a good reputation and a strong track record of delivering the kind of projects you want to build and completing them successfully. You can find this information through their website, social media accounts, or independent property review websites.
Before choosing a developer for your project, assess their financial history. A good developer with strong financial standing will see the project through to completion without any delays or hiccups.
Property developers have different specialities. You are better off choosing a property developer who specialises in your type of project, whether it's residential, commercial, or mixed-use. You should also consider other factors, such as their average project delivery time, costs, and construction quality.
Ensure the developer you choose for your project has a history of compliance with the regulations set by the Dubai Land Department. Checking a developer’s past projects and reputation can reveal any past or current disputes.
The best developer in Dubai for your project is one that values communication and transparency. They are honest and clear about project delivery timelines, costs, and limitations, and they provide exceptional customer service.
Most developers accept payment in instalments, though a few may require upfront payment. Talk with the developer about payment structures and make sure you are both aligned on how much should be paid at each stage.
When investing in property abroad, you’ll often need to cover some additional fees. Some of them include:
You'll often need to make a deposit to seal the agreement after signing the contract. This deposit can range from 10-30% of the property price.
Legal and administrative fees³: While some developers automatically include government fees in the total cost of the project, with others, you'll need to pay the fees separately. Some of the fees include:
Payments are often made per milestone when working with property developers. A typical payment structure looks like this⁴:
Common off-plan schedules include:⁴
- 60/40 Plan: 60% during construction and 40% at handover
- 70/30 Plan: 70% during construction and 30% at handover
- 80/20 Plan: 80% during construction and 20% at handover
Properties in Dubai are usually priced in AED. As a UK buyer, you will need to convert GBP to AED. Exchange rates are constantly fluctuating, and payment schedules for off-plan properties can span years. If the pound weakens, you’ll pay more, for example. Plus, some banks can charge currency conversion fees. This fee can range from 0.5% to 4%, depending on the payment provider.
Off-plan payment schedules are time-sensitive. International transfers can take anything from a few hours to a week to arrive, depending on your payment method. This can result in you missing payment deadlines and getting penalties. Sending payments earlier, or switching to a payment provider that lets you make quicker international transfers.
Looking for a secure, convenient, and low-cost way to send large sums of money abroad? Take a look at the Wise account from the money services provider Wise. It's not a bank account but offers some similar features and your money is safeguarded.
With Wise, you can send large amount transfers worldwide to 140+ countries for low, transparent fees* and you’re guaranteed the mid-market exchange rate with no markup.
| Here’s an overview of the main benefits of using Wise: |
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**Investments in funds are never guaranteed and your capital can be at risk. In the UK, Interest and Stocks are provided by Wise Assets — this is the trading name of Wise Assets UK Ltd, a subsidiary of Wise. Wise Assets UK Ltd is authorised as an investment firm and regulated by the Financial Conduct Authority (FCA). Our FCA number is 839689. We do not give investment advice, and you may be subject to pay tax. If you're not sure, seek qualified advice. You can find more information about the funds on our website.
Sources used:
Sources last checked: 16th March 2026.
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This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
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