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Opening a BoursoBank dollar account in France: what you need to know
Sooner or later, many of us will need to send or receive money in a currency other than the euro. Today, most traditional and online banks allow international transactions in foreign currencies, such as the US dollar. At BoursoBank (formerly Boursorama), you can carry out this type of operation, but is it really worthwhile? Can you actually open a dollar account with BoursoBank? What are the alternatives for reducing costs? Here’s everything you need to know.
Alternatively, you can use Wise to get your US dollars account details, hold 40+ currencies, and pay only transparent conversion fees based on the mid-market exchange rate.
Opening a dollar account in France: what are the advantages?
Opening a dollar account offers several advantages, including:
- Making transfers to the United States or to countries that use the dollar as their official currency.
- Receiving payments in dollars as an individual or a business.
- Holding your money in dollars and using it internationally.
- Reducing exchange rate fees.
- Saving on international transfer costs.
BoursoBank dollar account: can you open one?
At present, it’s not possible to open a dedicated dollar account with BoursoBank. However, you can still make withdrawals and payments abroad using one of BoursoBank’s cards. Withdrawal fees outside the SEPA zone (in currencies other than the euro) depend on your card type.¹
Currently, BoursoBank applies a 1.69% commission on withdrawals made with the Freedom card, which requires no minimum income or deposit.²
For the Welcome and Ultim cards (both free under certain usage conditions), withdrawals are limited: 3 free withdrawals per month with the Ultim card, and 1 with the Welcome card. Beyond these limits, a 1.69% fee applies.²
With the Metal card (€9.90 per month for the physical version), dollar withdrawals are free.²
Payments, however, are free with all BoursoBank cards.²
If you plan to make transfers outside the SEPA zone, here are the applicable fees:²
| Type of transaction | Fees |
|---|---|
| Issuing transfers | * In euros: €20 (free with the Metal card) * In foreign currencies: free * Transfer exchange commission: free * Exchange: marked-up exchange rate |
| Receiving transfers | * 0.1% (min. €20) * Exchange commission: free * Exchange margin: 1% of the applied exchange rate |
Keep in mind that these rates may change at any time.
To summarise, here are the types of fees you’ll face for dollar transfers with BoursoBank:
- Fees on the amount sent.
- Fees on the exchanged amount.
- Fees built into the exchange rate.
In short, operations involving foreign currencies usually come with significant costs — making it worth looking for alternatives for your international payments.
| 🚀 Get your USD account details with Wise! |
|---|
BoursoBank dollar payments: what alternatives can help reduce fees?
Because BoursoBank doesn’t offer dollar accounts, customers often end up paying high fees for international transfers. Fortunately, there are alternatives that let you send or receive foreign currencies at lower costs.
Over the past few years, new digital banking providers have appeared, offering international transfers at reduced rates with simple, app-based account management.
These online banks or neobanks let you open multi-currency accounts and manage several foreign currencies from a single platform.
Their fees are also much more competitive, as they typically use the mid-market exchange rate instead of adding a markup like most traditional banks.
Some of the best-known options include:
- N26: An online bank that allows payments in dollars without hidden markups. Holders of N26 Go or N26 Metal accounts can also withdraw cash abroad for free. However, monthly fees ranging from €4.90 to €16.90 apply depending on your plan (Smart, Go, or Metal).³
- Revolut: A British FinTech company offering international transfers and payments in foreign currencies without hidden fees, managed directly through its intuitive mobile app.
- Monabanq: A French online bank offering simple international transfers and additional financial products such as insurance, loans, and savings.
Open your dollar account with Wise easily
As we’ve seen, making dollar payments with BoursoBank can involve extra fees — a common issue with most traditional banks that apply marked-up exchange rates and commissions.
For this reason, having a multi-currency account is essential if you regularly send or receive money in currencies other than the euro.
With Wise, you can get account details in 8+ currencies, including US dollars, and send money in 40+ currencies to 140+ countries. All conversions use the mid-market exchange rate, helping you save on unnecessary costs.
And the best part — opening an account takes just a few clicks, using Facebook, Gmail, or Apple ID!
Sources:
Last verified on October 24, 2025
This article is a translation of the original article published in French and was translated within 365 days of publication. While the content has been translated for accessibility, the data and sources referenced have not been updated since the original publication date.
*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
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