Revolut card review in Czechia: card selection, prices, service fees, and limits

When traveling abroad, paying with a card is the easiest option. And if you need cash, you can simply withdraw it from an ATM using your card. However, this involves currency exchange, which isn't exactly cost-effective with a standard Czech bank card. That's where services like Revolut come in, designed for international payments. Find out what a Revolut card offers and how beneficial it is.

We will also present the Wise card, a multicurrency debit card that allows you to spend in +40 currencies, always converting your money at the mid-market exchange rate without mark-ups.

Learn more about
the Wise card 💳

What is Revolut and what is the Revolut card used for?

Revolut is a digital bank focused on international payments, whether it's transfers, card payments, or online transactions. You get a European IBAN with your account and can currently hold up to 38 currencies¹ on it, which you can exchange or transfer at better rates than with regular banks. This also applies to the Revolut card, so if you pay in a foreign currency that you don't currently have in your account, Revolut will convert the money for you at a favorable rate. If you already hold that currency in your Revolut account, no exchange is needed.

How much does a Revolut card cost?

Usually, you have to pay a delivery fee² for a Revolut card, which should be around 200 CZK. However, you can completely avoid this fee if you opt for one of the paid account plans. Revolut offers a total of five plans, with four of them requiring a monthly fee. Naturally, the higher the plan, the more comprehensive the account and card services become.

Revolut card – fees and features

Revolut offers five types of cards depending on your account type. All paid plans offer two free cards, while the free plan offers only one. For each additional card, you pay a fee that depends on the card type.

The following conditions apply:

• You cannot have two Metal cards for free. If your first free card is a Metal card, you can only get cards of lower categories for free. You will be charged for an additional Metal card.
• With the Ultra account, you cannot get a Metal card as your second free card – you must pay for it.
• You can only have an Ultra card with the Ultra plan. However, if you want a second one, you must pay for it.
• You can have up to 6 active physical cards, 20 active virtual cards, and 1 active single-use virtual card associated with your account.⁸

ATM withdrawal fees and cashback on payments

How much does an ATM withdrawal cost with Revolut? You get a certain amount of free withdrawals per month. After exceeding this limit, you pay 2% of the withdrawn amount, with a minimum of 1 EUR.³

⚠️ For all cards, Revolut has an ATM withdrawal limit of 3,000 GBP or the equivalent in another currency per 24 hours.⁹

Exchange Fee

You can hold up to 38 currencies in your Revolut account. If you don't have the currency you're withdrawing or paying with in your account, your money will be converted automatically. Revolut may charge you a variable fee for this – it all depends on your limits, the specific currency combination, and the day. For example, with Standard and Plus plans, you cannot avoid an extra exchange fee on weekends.

Please note that with Standard and Plus accounts, you also have an exchange limit. Once you exchange more than 25,000 CZK (Standard) or 75,000 CZK (Plus) per month, you will pay 1% or 0.5% of the amount for each subsequent transaction requiring conversion (Standard and Plus).⁹

Revolut Exchange Rate

Revolut offers more favorable exchange rates compared to traditional banks. Traditional banks add a markup to the mid-market rate. While Revolut doesn't use a pure rate either, it's close to it.

Compare the exchange rates of popular Czech banks' cards, the Revolut card, and the Wise card, which uses the mid-market rate. How much does 200 EUR cost in CZK? With Wise – that is, with the mid-market rate – it’s the least.

Data valid as of the date of article writing.

Alternative to the Revolut card – the Wise card with 40+ currencies and the mid-market rate

You can get a Wise card with a multi-currency Wise account, for which you pay no monthly fees. You can use the card immediately after opening your account in its digital form via Apple or Google Pay. And for secure online payments, you also have virtual cards available.

Open your Wise account for free, quickly and easily. All you'll need is your ID and a mobile device – there's no need to visit a bank office.

With the Wise Account you can:

• Hold 40+ currencies and convert between them at the mid-market rate. We will show our conversion fees upfront
• Get local account details in up to 9 currencies, including EUR, GBP, and USD
• Receive balance cashback on EUR, GBP and USD held in your account
• Order a Wise debit card which you can use with our Smart Conversion technology
• Set up Auto Conversions based on your desired rate in the Wise app or use our Wise Rate Tracker to request exchange rate notifications directly to your email
• Create Wise virtual cards, and save on online shopping
• Get instant notifications of all your transactions via the Wise app. If you lose your card, you can easily cancel it in the app to keep your money safe

Open your Wise account
for free 🚀

Wise card – Features and prices

🎉 And what's more!

• With a Wise account, you get fast money transfers to 160 countries. You can choose between standard and express payments.
• Low fees for currency exchange or money transfers starting from 0.42%.
• No weekend surcharges for currency exchange.
• Personal and business versions of the account.

Learn more about the
Wise account 🔎

How to order a Revolut card?

You can easily order a physical card in the app.¹⁵

1. In the Revolut app, go to "Home."
2. Select the card icon in the top right corner.
3. Click on the "Add new" option.
4. Choose the account you want the card for.
5. Select the "Physical card" option and its type.
6. Confirm your order.

How long will it take for my Revolut card to arrive?

Within two weeks if you choose standard delivery. Within 5 working days if you choose express delivery. You should see an estimated delivery date in the app.¹⁶

Custom design and special edition Revolut cards

For all Revolut cards (except the one for the Ultra account⁷), you can design your own card or choose a special edition if Revolut currently offers it for an additional fee. The exact amount will always be shown when you order in the app. You always pay for the delivery of a special edition card without exception. You only pay for the delivery of a custom-designed card with a Standard account, and also with the Plus plan if you want express delivery. For all other plans, express delivery is free.²

Revolut Virtual Card

In addition to the digital version of your physical card, you can also generate Revolut virtual cards for free. These are useful for online payments, making them more secure. That’s because you won't be sharing the details of your physical Revolut card.

How to get a Revolut virtual card?¹⁷

1. In the app, go to the "Home" section.
2. Click on the card icon in the top right corner.
3. Select the "Add new" option.
4. Choose either "Debit," "Joint," or "Pro."
5. Click on "Virtual."
6. Select the color you like.
7. Complete your order.

Revolut offers a wide range of cards, so you can choose what suits you best. If you don't want to pay a monthly fee and want to use the mid-market rate for all your payments, get a Wise card.

I want to save with a Wise card

Sources:

Sources checked on March 6, 2026.