IBAN (which stands for International Bank Account Number) is an internationally agreed code made up of up to 34 letters and numbers which helps banks make sure that international transfers are processed correctly. In just a few letters and numbers, the IBAN captures all of the country, bank, and account details you need to send or receive money internationally. This system is used throughout Europe, and also recognised in some areas of the Middle East, North Africa and the Caribbean. Find IBAN examples for every country where it's used.

IBAN in Spain

Q: How can you find your IBAN?

You can usually find your IBAN on your bank account statements, in your banking app or in your online banking. If you have your other bank account details to hand, you can also use calculator to find your IBAN. Calculate IBAN

Q: Routing numbers, SWIFT codes, BIC and IBANs – what’s the difference?

You’ll need a few details to send or receive a transfer – either domestically or internationally. IBANs (international bank account numbers) identify individual bank accounts. They're issued by many banks in Europe, but banks elsewhere in the world are starting to adopt them as well. Routing numbers help identify banks when processing domestic ACH payments or wire transfers. But only in the United States. You don't need one to make a payment to your friend in France, for example. SWIFT codes, like routing numbers, also identify banks and financial institutions. This time for international payments. They're sometimes known as BIC codes.

Q: Which provider is best for sending money abroad?

When sending money internationally, there are a few big things you need to look out for. Often banks add hidden fees to the exchange rates they offer, often without even telling their customers. And with each bank sending your money at their own pace, choosing a fast provider can be difficult. Wise gives you the real, mid-market exchange rate — the same rate you’ll see on Google, in fact. No hidden fees. No surprises. Just a much better deal. And on many popular routes, Wise can send your money within one day, and sometimes within seconds.

To make an IBAN, banks combine local account details into one string of characters. This means you can calculate an IBAN using these account details.

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What is the IBAN format in Spain ?

An IBAN (International Bank Account Number) is an internationally-agreed code made up of up to 34 letters and numbers that helps banks make sure that international transfers are processed correctly.

Each set of characters represents a different detail for your bank account. You can see the breakdown of this IBAN below.

What is the IBAN code in Spain?

IBAN in Spain consists of 24 characters:

→ 2 letter country code
→ 2 digit check number
→ 4 characters from the bank's bank code
→ 4 digit code for the bank branch
→ 2 digit code for national code
→ 10 digit code for the bank account number

Already have an IBAN code?

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IBAN example in Spain	ES9121000418450200051332
IBAN in print format	ES91 2100 0418 4502 0005 1332
Country code	ES
Check digits	91
Bank code	4 digits
Branch code	4 digits
National check digit	2 digits
Bank account number	10 digits

Do you need an IBAN in Spain?

Yes. If you’re making – or expecting to receive – an international money transfer to a bank account in Spain, then just a standard bank account number isn’t enough. If you want your money to arrive quickly and safely, you’ll usually need to give the bank a few extra details, such as an IBAN or SWIFT code.

Banks assign IBANs to each of their accounts to make sure that international transfers are processed correctly.

IBANs contain all of the country, bank, and account details you need to send or receive money internationally. This system is used throughout Europe, and also recognised in some areas of the Middle East, North Africa and the Caribbean.

Calculate IBAN

Compare prices for sending money abroad

Banks and other transfer services have a dirty little secret. They add hidden markups to their exchange rates - charging you more without your knowledge. And if they have a fee, they charge you twice.

Wise never hides fees in the exchange rate. We give you the mid-market rate. Compare our rate and fee with Western Union, ICICI Bank, WorldRemit and more, and see the difference for yourself.