Send money to China from Japan
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for up to 48 hours
- You could save up to 17,972 JPY
Send money to China from Japan
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for up to 48 hours
- You could save up to 17,972 JPY
Save when you send money to China from Japan
The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.
 Wise |  Rakuten |  SMBC |  MUFG Bank | |
|---|---|---|---|---|
Recipient gets (Total after fees) | 447.51 CNY | 382.98 CNY | 307.02 CNY | 188.80 CNY |
Exchange rate (1 CNYJPY) | 20.8801 | 21.5414 | 21.1714 | 21.1860 |
Exchange rate markup | 0 JPY | 307 JPY | 138 JPY | 144 JPY |
Transfer fee | 656 JPY | 1,750 JPY | 3,500 JPY | 6,000 JPY |
Total transfer cost | 656 JPY | 2,057 JPY | 3,638 JPY | 6,144 JPY |
How to send money to China from Japan
Enter amount to send in JPY.
Pay in JPY with your debit card or credit card, or send the money from your online banking.
Choose recipient in China.
Select who you want to send money to and which pay-out method to use.
Send JPY, receive CNY.
The recipient gets money in CNY directly from Wise’s local bank account.
Larger transfers. Lower fees. Premium support.
Pay less when you send over 25,000 USD or equivalent. Plus get dedicated support from our expert team
How we keep your money safe
Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.
- Rock-solid technologySuper smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
- People who care, 24/7With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
- Your money, not oursYour money is safeguarded, and held completely separate from ours, so it’s available to you all the time.
Best ways to send money to China from Japan with WISE
The best way to send Japanese yen to Chinese yuan is by using money that's in your Wise account. It's cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.
Wise account
Wise account
If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
How to receive money in China from Japan
When you transfer with Wise, you can receive to local bank accounts — no need for a Wise account. And since our price is transparent, you know exactly what you’ll get on the other side.
Alipay
Alipay
To send a secure Alipay transfer your recipient must be a Chinese citizen with a Chinese resident ID card. You'll need their Alipay ID and email or mobile phone number. Learn more about Alipay transfers.
WeChat Pay
WeChat Pay
To send a WeChat Pay transfer your recipient must be a Chinese citizen, registered with a Chinese resident ID card. You'll need the recipient’s full name and WeChat ID. Learn more about WeChat Pay.
Cheapest way to send money to China from Japan
The cheapest way to send JPY to China is by using money that's in your Wise account and costs 9,547 JPY. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.
JPY
CNY
| Sending JPY | Transfer cost | ||
|---|---|---|---|
| Wise account | 9,547 JPY | ||
| Bank transfer | 9,657 JPY | ||
Fastest way to send money to China from Japan
Sending money with Wise is super fast: 64% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.
JPY
CNY
| Sending JPY | Should arrive | ||
|---|---|---|---|
| Wise account | in seconds | ||
| Bank transfer | in 20 minutes | ||
Send money to China from Japan with the Wise app
Looking for an app to send money to China from Japan? Sending money is easy with Wise app.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
Send money to China from Japan with the Wise app
Looking for an app to send money to China from Japan? Sending money is easy with Wise app.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
Do more with Wise in China
You can use Wise for much more than just sending money. Here is what's available, based on where you live.
Receive money fast
Get paid easily in other currencies with global account details.
Frequently asked questions
See where Wise works
- Send money
- Account details
- Hold and convert money
