The business account for going global
Trusted to move billions
Over 700,000 global businesses move and spend $25 billion monthly
Regulated
Wise is regulated by the Australian Securities & Investments Commission in Australia
24/7 customer support
Get help from thousands of business specialists any time over email, phone or chat
Get paid in the currencies you need
Accept payments — in USD, EUR, GBP and other major currencies with no hidden fees.
Use easy payment tools — create invoices, send payment links, or get paid by card.
Send your money worldwide
Fast global payments — 70% arrive in 20 seconds and 95% in under 24 hours.*
Simple batch transfers — Pay up to 1,000 contacts in a single click.
Volume discounts — On monthly transfers over 20,000 GBP or equivalent. Learn more about volume discounts.
Accurate as of Q3, 2025. Transaction speed claimed depends on individual circumstances and may not be available for all transactions. Read more
Savings on this transfer, and eligible transfers for the rest of the month.
Explore more features to grow your business
Earn returns every working day
Open a Wise account and invest in a fund that holds government-guaranteed assets. Spend any time, all while you grow. Capital at risk. Growth not guaranteed.1
Spend with multi-currency debit cards
Get physical and digital cards for your team, separate your money and control your spending.
Sync to your accounting software
Integrate your Wise account with accounting software and get fast, accurate reporting for every currency.
Account controls for team spend
Manage your account controls by setting custom spending permissions and configuring team access.
Ready to take the next step with Wise?
Assured financial protection
Wise customers move over $25 billion around the world monthly. Our systems are built to keep funds safe at all times.
24/7 customer support
Our support teams are available by phone or online, wherever you are in the world.
Anti-fraud detection
We run over 7 million daily checks to spot and prevent fraud. That’s 80 checks a second on every single transaction.
Safeguarded
Your money is diversified and held with a secure group of financial institutions.
Hear from businesses scaling with Wise
"Receiving money from Americans and sending them money is much cheaper. We easily saved more than a thousand dollars a year on this"
Nik Samoylov
Co-founder, Conjointly
Read Nik’s story
"We save hundreds of dollars every month on our transfers and get a better rate too. Payments come through on time and without errors. That gives us one less thing to worry about."
Tim Gray
Founder, Prophit Systems
Read Tim’s story
"We have integrated payments with Wise from day one. It's been an integral part of how we've been able to payout royalties and run our business."
Andy Irvine
CEO, GYROstream
Read Andy’s story
"Wise is a game-changer. It's easy to use, helps us save money, and is perfect for paying our remote team."
Simon Treulle
Founder, Pangolia
Read Simon’s story
"Sending payments to all our clients used to take me close to a week, and with Wise's batch payments feature, I can accomplish this in just a few minutes."
Chris Kennedy
Rident Royalties
Read Chris’ story
"Holding Euro account details allows us to get paid directly from our customers, without the need for exchange fees."
Stela & Momchil
Founders, BeeHype
Read their story
"I know if I’ve got a Wise account, and my customer has got a Wise account, it feels safe."
Suzanne Noble
Co-founder, Startup School for Seniors
Watch Suzanne’s story
"Wise offers payments to local wallet schemes for certain currencies/countries such as Gcash in The Philippines or Mpesa in Kenya etc, this in turn gives our contractors and clients more choice."
Xenios Thrasyvoulou
Founder, TalentDesk
Read Xenios’ storySolutions for every kind of business
For small businesses
For small businesses
Wise Business makes it easy for small businesses to pay and get paid, as well as controlling your team's multi-currency expense cards. Do business without borders.
For startups
For startups
Wise Business lets you receive investor funding in local currencies while benefiting from our market-leading FX rate. Extend your runway with Wise and help your startup go global.
For freelancers
For freelancers
Wise Business is the quick and easy way to get paid by clients in different currencies - making payment admin painless.
A simple one-off set up fee
Get everything you need to do business for a one-off 65 AUD set-up fee. Plus, you'll always get market-leading exchange rates since we use the mid-market rate without any mark-ups.
FAQs
One smart app, 50 million downloads
- This general advice presented by Wise Australia Investments Pty Ltd (AFSL: 545411) has been prepared without taking into account your objectives, financial situation or needs. You should consider whether the product is appropriate for your financial circumstance and read the fund's Product Disclosure Statement before making a decision on the advice.
Investments can fluctuate, and your capital is at risk. Interest is not a deposit product and your capital is not protected under the Financial Claims Scheme. The Variable rate is based on the Yield to Maturity as of 31/01/2026 and is exclusive of Wise fees. Past performance does not guarantee future growth. Franklin Templeton is the issuer and fund manager of the Franklin Government Cash Fund.
Interest is offered by Wise Australia Investments Pty Ltd ACN 659 961 083. Wise Australia Investments Pty Ltd holds an Australian Financial Services licence (AFSL) number 545411 issued by the Australian Securities & Investments Commission (ASIC). The currency account is provided by Wise Australia Pty Ltd (AFSL: 513764).
Please be aware that we do not offer investment advice, and you may be liable for taxes on any earnings. If you're uncertain, we urge you to seek professional advice. To find out more about the Funds, visit our website.