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TD Aeroplan or Scotiabank Passport : Choose your Visa Infinite card
Are you a Canadian consumer looking for the perfect travel credit card? With so many options on the market, it can be overwhelming to choose the right one. But don't worry, we're here to help! In this article, we'll compare two popular travel cards from TD Bank and Scotiabank – the Aeroplan Visa Infinite and Passport Visa Infinite.
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Key features of the TD Aeroplan Visa And Scotiabank Passport Visa Infinite cards
TD Aeroplan Visa Infinite Card¹
Frequent travellers who want to earn rewards on their travels will find the TD Aeroplan Visa Infinite card a great option. It is one of four TD Aeroplan Visa Credit Cards available to Canadian customers and is in between the two non-business cards in terms of fees and benefits.
- Earn up to 1,200 CAD in value with special offer
- Save on baggage fees during Air Canada flights
- You can redeem points for hotel reservations, car rentals and more
- Access to Visa Infinite benefits, like concierge, hotel collection, dining series, wine country program, entertainment access, and Troon golf
- Access to travel insurance, including
- Travel Medical
- Trip Cancellation/Trip Interruption
- Flight/Trip Delay
- Delayed and Lost Baggage
- Common Carrier Travel Accident
- Auto Rental Collision/Loss Damage
- Hotel/Motel Burglary Insurance
- Access to NEXUS and Emergency Travel Assistance Services
- Interest from 20.99-22.99%
Eligibility Criteria:
- 60,000 CAD annual personal or 100,000 CAD annual household income
- Canadian resident
- Age of majority in province/territory
Scotiabank Passport Visa Infinite Card²
Frequent travellers will find a range of benefits with the Scotiabank Passport Visa Infinite Card, a premium travel card. It is part of their Visa credit card collection and their only Visa card that focuses on travel rewards.
- Earn up to 1,300 CAD or more in value with special offer
- Complimentary lounge visits
- Concierge service
- Dining and Wine program
- Scotia SelectPay installment plans for eligible purchases of $100 or more
- Earn Scene+ points at grocery stores, co-ops, dining, entertainment venues, and daily transit options
- Redeem Scene+ points on groceries
- Interest-free grace period on purchases
- No foreign transaction fees
- Access to Scene+ Travel for bookings
- Car rental savings
Eligibility Criteria:
- CA$ 60,000 annual income, CA$ 100,000 annual household income, or CA$ 250,000 in assets
What are the fees for the TD Aeroplan and Scotiabank Passport Visa Infinite cards?
| TD Aeroplan Visa Infinite¹ | Scotiabank Passport Visa Infinite² | |
|---|---|---|
| Annual Fees | 139 CAD | 150 CAD |
| Interest On Purchases | 20.99% | 20.99% |
| Interest On Cash Advance | 22.99% | 22.99% |
| Additional Cards | 75 CAD | 50 CAD/year |
| Currency Conversion | Mid-Market Rate + 2.5% | Scotiabank Exchange Rate |
To sum it up
So which card is the winner? Well, it depends on your personal travel habits and preferences. Here’s a quick look at the highlights:
TD Aeroplan Visa Infinite
- Best for frequent Air Canada travellers
- Earn Aeroplan points on all purchases
- Discounts on baggage fees
Scotiabank Passport Visa Infinite
- Great for various travel expenses (not just flights)
- Earn Scotia Rewards points on all purchases
- No foreign transaction fees
It's important to do your research and compare different options before making a decision. If you have any questions or need assistance with foreign exchange transactions, feel free to check out the rest of our website for easy-to-read, informative articles. We're here to make international travel easier and more affordable for Canadians like you! Happy travels!
**Sources**:
Sources verified on 20 June 2024
*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
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